• Life

    Insurance Professionals

    Connecting clients with the most competitive preferred rates by partnering with independent insurance agents representing multiple A-Rated life insurance carriers.

Honesty

We believe trust is built through transparency. From your first question to final coverage, you’ll receive clear, honest advice—never pushy sales tactics. Our goal is to help you make informed decisions with confidence, not confusion.

Knowledge

With years of experience and access to 40+ top-rated carriers, we simplify the complex world of life insurance. We stay up to date so you don’t have to—offering smart, personalized guidance tailored to your goals, budget, and family’s future.

Real People, Real Help

More than just service—we offer a true partnership. You’ll get fast responses, step-by-step support, and someone who treats your family’s needs like their own. No call centers, no long hold times—just a real person, ready to help.

Whole Life Insurance and Benefits

Whole Life Insurance provides lifelong protection with fixed premiums and a guaranteed death benefit. It also builds cash value over time, which you can borrow against or use to help pay premiums, giving you both security and a savings component.

Universal Life and Indexed Universal Life Insurance

Universal Life Insurance offers flexible premiums and adjustable death benefits, with cash value that grows based on interest rates. Indexed Universal Life links cash value growth to a market index, allowing for potentially higher returns with some downside protection. Both provide long-term coverage with financial flexibility.

Term Insurance and Benefits

Term Insurance delivers high coverage at affordable premiums for a set period. It’s ideal for protecting major financial obligations like mortgages or loans, ensuring your family can cover these costs if something happens to you during the term.

Final Expense Insurance

Many families face financial hardship during times of loss. Final Expense Insurance helps cover funeral and related costs so families can focus on grieving without added financial stress. It’s designed to provide peace of mind and support when it matters most.

Why Choose Us?

We’re not just here to sell insurance — we’re here to guide you with honesty, expertise, and service that truly cares. As independent agents, we work for you, not the insurance companies. That means you get access to top-rated carriers, competitive rates, and personalized solutions that fit your life. Ready to experience the difference? Let’s protect what matters most — together.

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“I honestly didn’t think I would qualify for coverage right away, but Juliano C made the process so simple and fast. Within the same day, I had a policy with no waiting period. I’m so relieved to have this peace of mind.”
James R.
“I had spoken to a few agents before, but none of them took the time to really explain my options like Juliano did. Not only did I get coverage that fits my budget, but I also qualified for immediate protection. Highly recommend!”
— Linda M,
“The whole experience was easier than I expected. I assumed I’d have to go through a long approval process, but Juliano got me set up with instant coverage. I feel so much more secure now knowing my family is protected.”
— Carlos D,
“Working with Juliano was a great decision. I had a lot of questions, and they were answered with patience and clarity. I was approved right away and didn’t have to deal with any delays or medical exams. So grateful!”
— Derrick T,
“I didn’t think I’d be eligible for life insurance without a long waiting period, but Juliano found the perfect plan for me. The process was quick, transparent, and stress-free. Thank you!”
— Monica H,

About us

At Florida Life Planning, we believe that protecting your future shouldn't come at the cost of transparency or trust. As a life insurance broker dedicated to doing what's right, we offer access to the best market-preferred rates—without the pressure, gimmicks, or fine print. With years of experience in the industry, our mission is simple: to help individuals and families find the most reliable, affordable coverage tailored to their unique needs. Because we're independent, we’re not tied to any one insurance provider. That means we can shop around on your behalf to ensure you're getting top-tier protection at the best possible value. What sets us apart isn’t just our expertise—it’s our ethics. We believe in honest advice, full transparency, and putting your best interests first. Every policy we recommend is based on what’s truly best for you, not for our bottom line. Let us help you make a smart, informed decision—because peace of mind starts with a partner you can trust.

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